₹25,000 Monthly SIP in Franklin India Liquid Fund - Unclaimed Redemption Plan for 10 Years
If you had started a ₹25,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Liquid Fund - Unclaimed Redemption Plan's actual NAV for all 120 installments.
You invested
₹30,00,000
120 installments
Value today
₹40,95,976
18 Aug 2026
Absolute gain
+₹10,95,976
+36.5%
XIRR (annualised)
6.11%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,62,141
Modelled at historical FD rates. The fund trailed FD by ₹66,165.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹3,00,000 | ₹3,09,669 | +3.2% |
| Year 2 (19 Aug 2018) | ₹6,00,000 | ₹6,40,719 | +6.8% |
| Year 3 (18 Aug 2019) | ₹9,00,000 | ₹9,97,414 | +10.8% |
| Year 4 (18 Aug 2020) | ₹12,00,000 | ₹13,59,075 | +13.3% |
| Year 5 (18 Aug 2021) | ₹15,00,000 | ₹17,08,471 | +13.9% |
| Year 6 (18 Aug 2022) | ₹18,00,000 | ₹20,80,939 | +15.6% |
| Year 7 (18 Aug 2023) | ₹21,00,000 | ₹25,30,622 | +20.5% |
| Year 8 (18 Aug 2024) | ₹24,00,000 | ₹30,29,233 | +26.2% |
| Year 9 (18 Aug 2025) | ₹27,00,000 | ₹35,55,333 | +31.7% |
| Year 10 (18 Aug 2026) | ₹30,00,000 | ₹40,95,976 | +36.5% |
Best year of the journey: Year 8 (+7% market move) · Toughest year: Year 5 (3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Liquid Fund - Unclaimed Redemption Plan's published NAV (source: AMFI) between 6 Sept 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.