₹2,000 Monthly SIP in Franklin India Opportunities Fund for 3 Years
If you had started a ₹2,000/month SIP on 21 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Opportunities Fund's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹89,259
21 Sept 2026
Absolute gain
+₹15,259
+20.6%
XIRR (annualised)
12.45%
money-weighted
The journey, month by month
Worst fall on the way
-12.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,456
Modelled at historical FD rates. The fund beat FD by ₹6,803.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2024) | ₹26,000 | ₹35,179 | +35.3% |
| Year 2 (22 Sept 2025) | ₹50,000 | ₹61,567 | +23.1% |
| Year 3 (21 Sept 2026) | ₹74,000 | ₹89,259 | +20.6% |
Best year of the journey: Year 1 (+35.3% market move) · Toughest year: Year 2 (4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Opportunities Fund's published NAV (source: AMFI) between 21 Sept 2023 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.