₹5,000 Monthly SIP in HDFC ARBITRAGE FUND for 5 Years
If you had started a ₹5,000/month SIP on 21 May 2021 and never stopped — through every crash and rally — here is exactly what happened, using HDFC ARBITRAGE FUND's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,64,438
21 May 2026
Absolute gain
+₹59,438
+19.5%
XIRR (annualised)
7.02%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,57,147
Modelled at historical FD rates. The fund beat FD by ₹7,291.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 May 2022) | ₹65,000 | ₹66,440 | +2.2% |
| Year 2 (22 May 2023) | ₹1,25,000 | ₹1,32,640 | +6.1% |
| Year 3 (21 May 2024) | ₹1,85,000 | ₹2,05,896 | +11.3% |
| Year 4 (21 May 2025) | ₹2,45,000 | ₹2,84,305 | +16% |
| Year 5 (21 May 2026) | ₹3,05,000 | ₹3,64,438 | +19.5% |
Best year of the journey: Year 4 (+6.9% market move) · Toughest year: Year 1 (2.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC ARBITRAGE FUND's published NAV (source: AMFI) between 21 May 2021 and 21 May 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.