₹1,000 Monthly SIP in HDFC Defence Fund for 3 Years
If you had started a ₹1,000/month SIP on 25 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using HDFC Defence Fund's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹56,524
23 Sept 2026
Absolute gain
+₹19,524
+52.8%
XIRR (annualised)
29.14%
money-weighted
The journey, month by month
Worst fall on the way
-21.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,242
Modelled at historical FD rates. The fund beat FD by ₹15,282.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2024) | ₹13,000 | ₹17,723 | +36.3% |
| Year 2 (23 Sept 2025) | ₹25,000 | ₹34,202 | +36.8% |
| Year 3 (23 Sept 2026) | ₹37,000 | ₹56,524 | +52.8% |
Best year of the journey: Year 1 (+36.3% market move) · Toughest year: Year 2 (15.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC Defence Fund's published NAV (source: AMFI) between 25 Sept 2023 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.