₹5,000 Monthly SIP in HDFC Floating Rate Debt Fund - Weekly for 20 Years
If you had started a ₹5,000/month SIP on 23 Oct 2007 and never stopped — through every crash and rally — here is exactly what happened, using HDFC Floating Rate Debt Fund - Weekly's actual NAV for all 227 installments.
You invested
₹11,35,000
227 installments
Value today
₹11,28,106
7 Aug 2026
Absolute gain
₹-6,894
-0.6%
XIRR (annualised)
-0.06%
money-weighted
The journey, month by month
Worst fall on the way
-1.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹25,47,990
Modelled at historical FD rates. The fund trailed FD by ₹14,19,884.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Oct 2007) | ₹5,000 | ₹5,000 | +0% |
| Year 2 (7 Aug 2008) | ₹55,000 | ₹54,994 | +0% |
| Year 3 (7 Aug 2009) | ₹1,15,000 | ₹1,14,950 | +0% |
| Year 4 (9 Aug 2010) | ₹1,75,000 | ₹1,75,029 | +0% |
| Year 5 (8 Aug 2011) | ₹2,35,000 | ₹2,35,180 | +0.1% |
| Year 6 (7 Aug 2012) | ₹2,95,000 | ₹2,94,816 | -0.1% |
| Year 7 (7 Aug 2013) | ₹3,55,000 | ₹3,54,407 | -0.2% |
| Year 8 (7 Aug 2014) | ₹4,15,000 | ₹4,14,797 | +0% |
| Year 9 (7 Aug 2015) | ₹4,75,000 | ₹4,74,895 | +0% |
| Year 10 (8 Aug 2016) | ₹5,35,000 | ₹5,35,099 | +0% |
| Year 11 (7 Aug 2017) | ₹5,95,000 | ₹5,95,401 | +0.1% |
| Year 12 (7 Aug 2018) | ₹6,55,000 | ₹6,54,362 | -0.1% |
| Year 13 (7 Aug 2019) | ₹7,15,000 | ₹7,14,819 | +0% |
| Year 14 (7 Aug 2020) | ₹7,75,000 | ₹7,74,558 | -0.1% |
| Year 15 (9 Aug 2021) | ₹8,35,000 | ₹8,27,402 | -0.9% |
| Year 16 (8 Aug 2022) | ₹8,95,000 | ₹8,86,918 | -0.9% |
| Year 17 (7 Aug 2023) | ₹9,55,000 | ₹9,48,134 | -0.7% |
| Year 18 (7 Aug 2024) | ₹10,15,000 | ₹10,06,641 | -0.8% |
| Year 19 (7 Aug 2025) | ₹10,75,000 | ₹10,66,106 | -0.8% |
| Year 20 (7 Aug 2026) | ₹11,35,000 | ₹11,28,106 | -0.6% |
Best year of the journey: Year 20 (+0.2% market move) · Toughest year: Year 15 (-0.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC Floating Rate Debt Fund - Weekly's published NAV (source: AMFI) between 23 Oct 2007 and 7 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.