₹25,000 Monthly SIP in HDFC Multi-Asset Active FOF for 5 Years
If you had started a ₹25,000/month SIP on 3 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using HDFC Multi-Asset Active FOF's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹21,27,183
3 Sept 2026
Absolute gain
+₹6,02,183
+39.5%
XIRR (annualised)
13.44%
money-weighted
The journey, month by month
Worst fall on the way
-7.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,87,809
Modelled at historical FD rates. The fund beat FD by ₹3,39,374.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Sept 2022) | ₹3,25,000 | ₹3,42,273 | +5.3% |
| Year 2 (4 Sept 2023) | ₹6,25,000 | ₹7,28,925 | +16.6% |
| Year 3 (3 Sept 2024) | ₹9,25,000 | ₹12,49,459 | +35.1% |
| Year 4 (3 Sept 2025) | ₹12,25,000 | ₹16,77,542 | +36.9% |
| Year 5 (3 Sept 2026) | ₹15,25,000 | ₹21,27,183 | +39.5% |
Best year of the journey: Year 3 (+21.4% market move) · Toughest year: Year 1 (5.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Fund of Funds funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC Multi-Asset Active FOF's published NAV (source: AMFI) between 3 Sept 2021 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.