₹10,000 Monthly SIP in HDFC NIFTY 50 ETF for 10 Years
If you had started a ₹10,000/month SIP on 6 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using HDFC NIFTY 50 ETF's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹20,50,804
6 Oct 2026
Absolute gain
+₹8,40,804
+69.5%
XIRR (annualised)
10.22%
money-weighted
The journey, month by month
Worst fall on the way
-36.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,091
Modelled at historical FD rates. The fund beat FD by ₹3,71,713.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2017) | ₹1,30,000 | ₹1,43,237 | +10.2% |
| Year 2 (8 Oct 2018) | ₹2,50,000 | ₹2,67,390 | +7% |
| Year 3 (7 Oct 2019) | ₹3,70,000 | ₹4,11,367 | +11.2% |
| Year 4 (6 Oct 2020) | ₹4,90,000 | ₹5,64,815 | +15.3% |
| Year 5 (6 Oct 2021) | ₹6,10,000 | ₹10,08,470 | +65.3% |
| Year 6 (6 Oct 2022) | ₹7,30,000 | ₹11,25,911 | +54.2% |
| Year 7 (6 Oct 2023) | ₹8,50,000 | ₹14,17,598 | +66.8% |
| Year 8 (7 Oct 2024) | ₹9,70,000 | ₹19,40,447 | +100% |
| Year 9 (6 Oct 2025) | ₹10,90,000 | ₹21,11,951 | +93.8% |
| Year 10 (6 Oct 2026) | ₹12,10,000 | ₹20,50,804 | +69.5% |
Best year of the journey: Year 5 (+47.3% market move) · Toughest year: Year 10 (-8.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC NIFTY 50 ETF's published NAV (source: AMFI) between 6 Oct 2016 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.