₹10,000 Monthly SIP in HDFC NIFTY 50 ETF for 10 Years
If you had started a ₹10,000/month SIP on 21 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using HDFC NIFTY 50 ETF's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹21,27,637
21 Sept 2026
Absolute gain
+₹9,17,637
+75.8%
XIRR (annualised)
10.84%
money-weighted
The journey, month by month
Worst fall on the way
-36.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,482
Modelled at historical FD rates. The fund beat FD by ₹4,43,155.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2017) | ₹1,30,000 | ₹1,46,643 | +12.8% |
| Year 2 (21 Sept 2018) | ₹2,50,000 | ₹2,90,759 | +16.3% |
| Year 3 (23 Sept 2019) | ₹3,70,000 | ₹4,32,360 | +16.9% |
| Year 4 (21 Sept 2020) | ₹4,90,000 | ₹5,48,376 | +11.9% |
| Year 5 (21 Sept 2021) | ₹6,10,000 | ₹10,14,744 | +66.4% |
| Year 6 (21 Sept 2022) | ₹7,30,000 | ₹11,62,077 | +59.2% |
| Year 7 (21 Sept 2023) | ₹8,50,000 | ₹14,38,192 | +69.2% |
| Year 8 (23 Sept 2024) | ₹9,70,000 | ₹20,52,159 | +111.6% |
| Year 9 (22 Sept 2025) | ₹10,90,000 | ₹21,44,082 | +96.7% |
| Year 10 (21 Sept 2026) | ₹12,10,000 | ₹21,27,637 | +75.8% |
Best year of the journey: Year 5 (+51.8% market move) · Toughest year: Year 10 (-6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC NIFTY 50 ETF's published NAV (source: AMFI) between 21 Sept 2016 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.