₹1,000 Monthly SIP in HSBC Balanced Advantage Fund for 10 Years
If you had started a ₹1,000/month SIP on 26 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using HSBC Balanced Advantage Fund's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,97,211
24 Sept 2026
Absolute gain
+₹76,211
+63%
XIRR (annualised)
9.4%
money-weighted
The journey, month by month
Worst fall on the way
-17.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,532
Modelled at historical FD rates. The fund beat FD by ₹28,679.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹13,000 | ₹13,523 | +4% |
| Year 2 (24 Sept 2018) | ₹25,000 | ₹26,866 | +7.5% |
| Year 3 (24 Sept 2019) | ₹37,000 | ₹41,044 | +10.9% |
| Year 4 (24 Sept 2020) | ₹49,000 | ₹57,613 | +17.6% |
| Year 5 (24 Sept 2021) | ₹61,000 | ₹82,293 | +34.9% |
| Year 6 (26 Sept 2022) | ₹73,000 | ₹93,883 | +28.6% |
| Year 7 (25 Sept 2023) | ₹85,000 | ₹1,20,021 | +41.2% |
| Year 8 (24 Sept 2024) | ₹97,000 | ₹1,65,008 | +70.1% |
| Year 9 (24 Sept 2025) | ₹1,09,000 | ₹1,82,153 | +67.1% |
| Year 10 (24 Sept 2026) | ₹1,21,000 | ₹1,97,211 | +63% |
Best year of the journey: Year 8 (+25% market move) · Toughest year: Year 6 (-0.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HSBC Balanced Advantage Fund's published NAV (source: AMFI) between 26 Sept 2016 and 24 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.