₹25,000 Monthly SIP in HSBC Balanced Advantage Fund for 3 Years
If you had started a ₹25,000/month SIP on 18 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using HSBC Balanced Advantage Fund's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹10,06,942
17 Sept 2026
Absolute gain
+₹81,942
+8.9%
XIRR (annualised)
5.58%
money-weighted
The journey, month by month
Worst fall on the way
-5.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,29,960
Modelled at historical FD rates. The fund trailed FD by ₹23,018.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Sept 2024) | ₹3,25,000 | ₹3,69,022 | +13.5% |
| Year 2 (17 Sept 2025) | ₹6,25,000 | ₹6,94,000 | +11% |
| Year 3 (17 Sept 2026) | ₹9,25,000 | ₹10,06,942 | +8.9% |
Best year of the journey: Year 1 (+13.5% market move) · Toughest year: Year 3 (1.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HSBC Balanced Advantage Fund's published NAV (source: AMFI) between 18 Sept 2023 and 17 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.