₹2,000 Monthly SIP in ICICI Prudential Balanced Advantage Fund for 10 Years
If you had started a ₹2,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Balanced Advantage Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,33,517
30 Sept 2026
Absolute gain
+₹1,91,517
+79.1%
XIRR (annualised)
11.14%
money-weighted
The journey, month by month
Worst fall on the way
-25.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,409
Modelled at historical FD rates. The fund beat FD by ₹96,108.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹28,000 | ₹30,101 | +7.5% |
| Year 2 (1 Oct 2018) | ₹52,000 | ₹55,938 | +7.6% |
| Year 3 (30 Sept 2019) | ₹74,000 | ₹84,543 | +14.2% |
| Year 4 (30 Sept 2020) | ₹98,000 | ₹1,13,661 | +16% |
| Year 5 (30 Sept 2021) | ₹1,22,000 | ₹1,73,654 | +42.3% |
| Year 6 (30 Sept 2022) | ₹1,46,000 | ₹2,10,312 | +44% |
| Year 7 (3 Oct 2023) | ₹1,72,000 | ₹2,65,112 | +54.1% |
| Year 8 (30 Sept 2024) | ₹1,94,000 | ₹3,55,047 | +83% |
| Year 9 (30 Sept 2025) | ₹2,18,000 | ₹3,98,950 | +83% |
| Year 10 (30 Sept 2026) | ₹2,42,000 | ₹4,33,517 | +79.1% |
Best year of the journey: Year 5 (+26.1% market move) · Toughest year: Year 10 (2.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Balanced Advantage Fund's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.