₹1,000 Monthly SIP in ICICI Prudential Floating Interest Fund Plan A for 3 Years
If you had started a ₹1,000/month SIP on 24 Apr 2017 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Floating Interest Fund Plan A's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹41,256
24 Apr 2020
Absolute gain
+₹4,256
+11.5%
XIRR (annualised)
7.1%
money-weighted
The journey, month by month
Worst fall on the way
-1.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹40,993
Modelled at historical FD rates. The fund beat FD by ₹263.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (24 Apr 2018) | ₹13,000 | ₹13,401 | +3.1% |
| Year 2 (24 Apr 2019) | ₹25,000 | ₹26,817 | +7.3% |
| Year 3 (24 Apr 2020) | ₹37,000 | ₹41,256 | +11.5% |
Best year of the journey: Year 3 (+6.3% market move) · Toughest year: Year 1 (3.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Floating Interest Fund Plan A's published NAV (source: AMFI) between 24 Apr 2017 and 24 Apr 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.