₹10,000 Monthly SIP in ICICI Prudential Floating Interest Fund Plan C - Dividend Daily for 10 Years
If you had started a ₹10,000/month SIP on 2 Mar 2010 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Floating Interest Fund Plan C - Dividend Daily's actual NAV for all 120 installments.
You invested
₹12,00,000
120 installments
Value today
₹12,08,108
27 Feb 2020
Absolute gain
+₹8,108
+0.7%
XIRR (annualised)
0.13%
money-weighted
The journey, month by month
Worst fall on the way
-0.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹18,25,257
Modelled at historical FD rates. The fund trailed FD by ₹6,17,149.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Feb 2011) | ₹1,20,000 | ₹1,20,016 | +0% |
| Year 2 (27 Feb 2012) | ₹2,40,000 | ₹2,40,032 | +0% |
| Year 3 (27 Feb 2013) | ₹3,60,000 | ₹3,60,032 | +0% |
| Year 4 (28 Feb 2014) | ₹4,80,000 | ₹4,80,415 | +0.1% |
| Year 5 (27 Feb 2015) | ₹6,00,000 | ₹6,01,843 | +0.3% |
| Year 6 (29 Feb 2016) | ₹7,20,000 | ₹7,20,088 | +0% |
| Year 7 (27 Feb 2017) | ₹8,40,000 | ₹8,45,433 | +0.6% |
| Year 8 (27 Feb 2018) | ₹9,60,000 | ₹9,58,809 | -0.1% |
| Year 9 (27 Feb 2019) | ₹10,80,000 | ₹10,78,759 | -0.1% |
| Year 10 (27 Feb 2020) | ₹12,00,000 | ₹12,08,108 | +0.7% |
Best year of the journey: Year 10 (+0.8% market move) · Toughest year: Year 8 (-0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Floating Interest Fund Plan C - Dividend Daily's published NAV (source: AMFI) between 2 Mar 2010 and 27 Feb 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.