₹25,000 Monthly SIP in ICICI Prudential Floating Interest Fund Plan C - Dividend Daily for 15 Years
If you had started a ₹25,000/month SIP on 2 Apr 2006 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Floating Interest Fund Plan C - Dividend Daily's actual NAV for all 167 installments.
You invested
₹41,75,000
167 installments
Value today
₹1,39,68,770
27 Feb 2020
Absolute gain
+₹97,93,770
+234.6%
XIRR (annualised)
15.98%
money-weighted
The journey, month by month
Worst fall on the way
-0.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹75,32,706
Modelled at historical FD rates. The fund beat FD by ₹64,36,064.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (2 Apr 2006) | ₹25,000 | ₹25,000 | +0% |
| Year 2 (27 Feb 2007) | ₹2,75,000 | ₹2,75,000 | +0% |
| Year 3 (27 Feb 2008) | ₹5,75,000 | ₹5,75,085 | +0% |
| Year 4 (27 Feb 2009) | ₹8,75,000 | ₹8,75,085 | +0% |
| Year 5 (2 Mar 2010) | ₹12,00,000 | ₹1,08,75,850 | +806.3% |
| Year 6 (28 Feb 2011) | ₹14,75,000 | ₹1,11,53,059 | +656.1% |
| Year 7 (27 Feb 2012) | ₹17,75,000 | ₹1,14,54,445 | +545.3% |
| Year 8 (27 Feb 2013) | ₹20,75,000 | ₹1,17,54,445 | +466.5% |
| Year 9 (28 Feb 2014) | ₹23,75,000 | ₹1,20,66,117 | +408% |
| Year 10 (27 Feb 2015) | ₹26,75,000 | ₹1,23,97,270 | +363.4% |
| Year 11 (29 Feb 2016) | ₹29,75,000 | ₹1,26,65,300 | +325.7% |
| Year 12 (27 Feb 2017) | ₹32,75,000 | ₹1,30,54,381 | +298.6% |
| Year 13 (27 Feb 2018) | ₹35,75,000 | ₹1,32,59,316 | +270.9% |
| Year 14 (27 Feb 2019) | ₹38,75,000 | ₹1,35,58,723 | +249.9% |
| Year 15 (27 Feb 2020) | ₹41,75,000 | ₹1,39,68,770 | +234.6% |
Best year of the journey: Year 5 (+806.3% market move) · Toughest year: Year 13 (-0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Floating Interest Fund Plan C - Dividend Daily's published NAV (source: AMFI) between 2 Apr 2006 and 27 Feb 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.