₹2,000 Monthly SIP in ICICI Prudential Floating Interest Fund - Quarterly IDCW for 3 Years
If you had started a ₹2,000/month SIP on 16 Sept 2019 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Floating Interest Fund - Quarterly IDCW's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹75,564
16 Sept 2022
Absolute gain
+₹1,564
+2.1%
XIRR (annualised)
1.36%
money-weighted
The journey, month by month
Worst fall on the way
-3.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹80,691
Modelled at historical FD rates. The fund trailed FD by ₹5,127.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2020) | ₹26,000 | ₹26,231 | +0.9% |
| Year 2 (16 Sept 2021) | ₹50,000 | ₹50,786 | +1.6% |
| Year 3 (16 Sept 2022) | ₹74,000 | ₹75,564 | +2.1% |
Best year of the journey: Year 2 (+1.1% market move) · Toughest year: Year 1 (0.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Floating Interest Fund - Quarterly IDCW's published NAV (source: AMFI) between 16 Sept 2019 and 16 Sept 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.