₹10,000 Monthly SIP in ICICI Prudential Focused Equity Fund for 5 Years
If you had started a ₹10,000/month SIP on 30 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Focused Equity Fund's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹8,63,665
30 Sept 2026
Absolute gain
+₹2,53,665
+41.6%
XIRR (annualised)
13.67%
money-weighted
The journey, month by month
Worst fall on the way
-14.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,18,461
Modelled at historical FD rates. The fund beat FD by ₹1,45,204.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2022) | ₹1,30,000 | ₹1,33,116 | +2.4% |
| Year 2 (3 Oct 2023) | ₹2,60,000 | ₹3,08,248 | +18.6% |
| Year 3 (30 Sept 2024) | ₹3,70,000 | ₹6,17,063 | +66.8% |
| Year 4 (30 Sept 2025) | ₹4,90,000 | ₹7,50,967 | +53.3% |
| Year 5 (30 Sept 2026) | ₹6,10,000 | ₹8,63,665 | +41.6% |
Best year of the journey: Year 3 (+47.5% market move) · Toughest year: Year 5 (-0.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Focused Equity Fund's published NAV (source: AMFI) between 30 Sept 2021 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.