₹2,000 Monthly SIP in ICICI Prudential Focused Equity Fund for 10 Years
If you had started a ₹2,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Focused Equity Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,77,302
29 Sept 2026
Absolute gain
+₹3,35,302
+138.6%
XIRR (annualised)
16.45%
money-weighted
The journey, month by month
Worst fall on the way
-27.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,352
Modelled at historical FD rates. The fund beat FD by ₹2,39,950.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹26,000 | ₹27,271 | +4.9% |
| Year 2 (1 Oct 2018) | ₹52,000 | ₹59,335 | +14.1% |
| Year 3 (30 Sept 2019) | ₹74,000 | ₹77,611 | +4.9% |
| Year 4 (29 Sept 2020) | ₹98,000 | ₹1,08,611 | +10.8% |
| Year 5 (29 Sept 2021) | ₹1,22,000 | ₹2,09,763 | +71.9% |
| Year 6 (29 Sept 2022) | ₹1,46,000 | ₹2,34,128 | +60.4% |
| Year 7 (29 Sept 2023) | ₹1,70,000 | ₹3,20,603 | +88.6% |
| Year 8 (30 Sept 2024) | ₹1,94,000 | ₹5,26,080 | +171.2% |
| Year 9 (29 Sept 2025) | ₹2,18,000 | ₹5,57,181 | +155.6% |
| Year 10 (29 Sept 2026) | ₹2,42,000 | ₹5,77,302 | +138.6% |
Best year of the journey: Year 5 (+58.2% market move) · Toughest year: Year 3 (-4.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Focused Equity Fund's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.