₹2,000 Monthly SIP in ICICI Prudential Gold ETF for 10 Years
If you had started a ₹2,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Gold ETF's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹6,90,973
30 Sept 2026
Absolute gain
+₹4,48,973
+185.5%
XIRR (annualised)
19.75%
money-weighted
The journey, month by month
Worst fall on the way
-90.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,402
Modelled at historical FD rates. The fund beat FD by ₹3,53,571.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹28,000 | ₹27,639 | -1.3% |
| Year 2 (1 Oct 2018) | ₹52,000 | ₹4,71,119 | +806% |
| Year 3 (30 Sept 2019) | ₹74,000 | ₹81,525 | +10.2% |
| Year 4 (30 Sept 2020) | ₹98,000 | ₹1,33,698 | +36.4% |
| Year 5 (30 Sept 2021) | ₹1,22,000 | ₹1,43,988 | +18% |
| Year 6 (30 Sept 2022) | ₹1,46,000 | ₹1,81,197 | +24.1% |
| Year 7 (3 Oct 2023) | ₹1,72,000 | ₹2,28,143 | +32.6% |
| Year 8 (30 Sept 2024) | ₹1,94,000 | ₹3,24,487 | +67.3% |
| Year 9 (30 Sept 2025) | ₹2,18,000 | ₹5,22,228 | +139.6% |
| Year 10 (30 Sept 2026) | ₹2,42,000 | ₹6,90,973 | +185.5% |
Best year of the journey: Year 2 (+812.3% market move) · Toughest year: Year 3 (-83.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Gold ETF's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.