₹25,000 Monthly SIP in ICICI Prudential Gold ETF for 5 Years
If you had started a ₹25,000/month SIP on 20 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Gold ETF's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹32,85,285
18 Sept 2026
Absolute gain
+₹17,60,285
+115.4%
XIRR (annualised)
31.13%
money-weighted
The journey, month by month
Worst fall on the way
-21.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,92,409
Modelled at historical FD rates. The fund beat FD by ₹14,92,876.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Sept 2022) | ₹3,25,000 | ₹3,21,952 | -0.9% |
| Year 2 (18 Sept 2023) | ₹6,25,000 | ₹6,97,988 | +11.7% |
| Year 3 (19 Sept 2024) | ₹9,25,000 | ₹11,91,577 | +28.8% |
| Year 4 (18 Sept 2025) | ₹12,25,000 | ₹21,41,872 | +74.8% |
| Year 5 (18 Sept 2026) | ₹15,25,000 | ₹32,85,285 | +115.4% |
Best year of the journey: Year 4 (+43.6% market move) · Toughest year: Year 1 (-0.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Gold ETF's published NAV (source: AMFI) between 20 Sept 2021 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.