₹10,000 Monthly SIP in ICICI Prudential Large & Mid Cap Fund for 10 Years
If you had started a ₹10,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Large & Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹27,81,507
1 Oct 2026
Absolute gain
+₹15,71,507
+129.9%
XIRR (annualised)
15.98%
money-weighted
The journey, month by month
Worst fall on the way
-35.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,77,659
Modelled at historical FD rates. The fund beat FD by ₹11,03,848.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,30,000 | ₹1,40,165 | +7.8% |
| Year 2 (1 Oct 2018) | ₹2,50,000 | ₹2,63,339 | +5.3% |
| Year 3 (1 Oct 2019) | ₹3,70,000 | ₹3,83,710 | +3.7% |
| Year 4 (1 Oct 2020) | ₹4,90,000 | ₹5,00,137 | +2.1% |
| Year 5 (1 Oct 2021) | ₹6,10,000 | ₹10,36,428 | +69.9% |
| Year 6 (3 Oct 2022) | ₹7,30,000 | ₹12,13,250 | +66.2% |
| Year 7 (3 Oct 2023) | ₹8,50,000 | ₹16,41,025 | +93.1% |
| Year 8 (1 Oct 2024) | ₹9,70,000 | ₹26,17,495 | +169.8% |
| Year 9 (1 Oct 2025) | ₹10,90,000 | ₹27,54,124 | +152.7% |
| Year 10 (1 Oct 2026) | ₹12,10,000 | ₹27,81,507 | +129.9% |
Best year of the journey: Year 5 (+67.1% market move) · Toughest year: Year 10 (-3.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Large & Mid Cap Fund's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.