₹1,000 Monthly SIP in ICICI Prudential Liquid Fund - Half Yearly IDCW for 15 Years
If you had started a ₹1,000/month SIP on 16 Sept 2007 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Liquid Fund - Half Yearly IDCW's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹4,27,939
16 Sept 2022
Absolute gain
+₹2,46,939
+136.4%
XIRR (annualised)
10.67%
money-weighted
The journey, month by month
Worst fall on the way
-4.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,44,225
Modelled at historical FD rates. The fund beat FD by ₹83,714.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2008) | ₹13,000 | ₹13,271 | +2.1% |
| Year 2 (16 Sept 2009) | ₹25,000 | ₹25,099 | +0.4% |
| Year 3 (16 Sept 2010) | ₹37,000 | ₹2,72,638 | +636.9% |
| Year 4 (16 Sept 2011) | ₹49,000 | ₹2,85,717 | +483.1% |
| Year 5 (16 Sept 2012) | ₹61,000 | ₹3,02,641 | +396.1% |
| Year 6 (16 Sept 2013) | ₹73,000 | ₹3,15,117 | +331.7% |
| Year 7 (16 Sept 2014) | ₹85,000 | ₹3,37,855 | +297.5% |
| Year 8 (16 Sept 2015) | ₹97,000 | ₹3,49,596 | +260.4% |
| Year 9 (16 Sept 2016) | ₹1,09,000 | ₹3,60,904 | +231.1% |
| Year 10 (16 Sept 2017) | ₹1,21,000 | ₹3,70,902 | +206.5% |
| Year 11 (16 Sept 2018) | ₹1,33,000 | ₹3,84,692 | +189.2% |
| Year 12 (16 Sept 2019) | ₹1,45,000 | ₹3,95,961 | +173.1% |
| Year 13 (16 Sept 2020) | ₹1,57,000 | ₹4,03,171 | +156.8% |
| Year 14 (16 Sept 2021) | ₹1,69,000 | ₹4,13,452 | +144.6% |
| Year 15 (16 Sept 2022) | ₹1,81,000 | ₹4,27,939 | +136.4% |
Best year of the journey: Year 3 (+634.9% market move) · Toughest year: Year 13 (-1.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Liquid Fund - Half Yearly IDCW's published NAV (source: AMFI) between 16 Sept 2007 and 16 Sept 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.