₹25,000 Monthly SIP in ICICI Prudential Liquid Fund - Half Yearly IDCW for 5 Years
If you had started a ₹25,000/month SIP on 16 Sept 2017 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Liquid Fund - Half Yearly IDCW's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹15,38,492
16 Sept 2022
Absolute gain
+₹13,492
+0.9%
XIRR (annualised)
0.35%
money-weighted
The journey, month by month
Worst fall on the way
-3.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,93,020
Modelled at historical FD rates. The fund trailed FD by ₹2,54,528.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2018) | ₹3,25,000 | ₹3,30,887 | +1.8% |
| Year 2 (16 Sept 2019) | ₹6,25,000 | ₹6,34,885 | +1.6% |
| Year 3 (16 Sept 2020) | ₹9,25,000 | ₹9,29,520 | +0.5% |
| Year 4 (16 Sept 2021) | ₹12,25,000 | ₹12,27,770 | +0.2% |
| Year 5 (16 Sept 2022) | ₹15,25,000 | ₹15,38,492 | +0.9% |
Best year of the journey: Year 1 (+1.8% market move) · Toughest year: Year 3 (-0.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Liquid Fund - Half Yearly IDCW's published NAV (source: AMFI) between 16 Sept 2017 and 16 Sept 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.