₹5,000 Monthly SIP in ICICI Prudential Liquid Fund - Half Yearly IDCW for 3 Years
If you had started a ₹5,000/month SIP on 16 Sept 2019 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Liquid Fund - Half Yearly IDCW's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹1,87,093
16 Sept 2022
Absolute gain
+₹2,093
+1.1%
XIRR (annualised)
0.73%
money-weighted
The journey, month by month
Worst fall on the way
-3.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,01,739
Modelled at historical FD rates. The fund trailed FD by ₹14,646.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2020) | ₹65,000 | ₹65,433 | +0.7% |
| Year 2 (16 Sept 2021) | ₹1,25,000 | ₹1,25,626 | +0.5% |
| Year 3 (16 Sept 2022) | ₹1,85,000 | ₹1,87,093 | +1.1% |
Best year of the journey: Year 3 (+0.8% market move) · Toughest year: Year 2 (0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Liquid Fund - Half Yearly IDCW's published NAV (source: AMFI) between 16 Sept 2019 and 16 Sept 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.