₹10,000 Monthly SIP in ICICI Prudential Liquid Fund - IDCW Others for 3 Years
If you had started a ₹10,000/month SIP on 18 Aug 2023 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Liquid Fund - IDCW Others's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹4,09,485
18 Aug 2026
Absolute gain
+₹39,485
+10.7%
XIRR (annualised)
6.68%
money-weighted
The journey, month by month
Worst fall on the way
0%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,12,053
Modelled at historical FD rates. The fund trailed FD by ₹2,568.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2024) | ₹1,30,000 | ₹1,35,161 | +4% |
| Year 2 (18 Aug 2025) | ₹2,50,000 | ₹2,68,598 | +7.4% |
| Year 3 (18 Aug 2026) | ₹3,70,000 | ₹4,09,485 | +10.7% |
Best year of the journey: Year 3 (+5.4% market move) · Toughest year: Year 1 (4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Liquid Fund - IDCW Others's published NAV (source: AMFI) between 18 Aug 2023 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.