₹25,000 Monthly SIP in ICICI Prudential Liquid Fund - Institutional - Daily - Div for 10 Years
If you had started a ₹25,000/month SIP on 25 Apr 2010 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Liquid Fund - Institutional - Daily - Div's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹30,24,989
24 Apr 2020
Absolute gain
₹-11
+0%
XIRR (annualised)
0%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹46,18,186
Modelled at historical FD rates. The fund trailed FD by ₹15,93,197.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (24 Apr 2011) | ₹3,25,000 | ₹3,25,000 | +0% |
| Year 2 (24 Apr 2012) | ₹6,25,000 | ₹6,25,000 | +0% |
| Year 3 (24 Apr 2013) | ₹9,25,000 | ₹9,25,000 | +0% |
| Year 4 (24 Apr 2014) | ₹12,25,000 | ₹12,25,002 | +0% |
| Year 5 (24 Apr 2015) | ₹15,25,000 | ₹15,25,002 | +0% |
| Year 6 (24 Apr 2016) | ₹18,25,000 | ₹18,25,002 | +0% |
| Year 7 (24 Apr 2017) | ₹21,25,000 | ₹21,25,002 | +0% |
| Year 8 (24 Apr 2018) | ₹24,25,000 | ₹24,24,989 | +0% |
| Year 9 (24 Apr 2019) | ₹27,25,000 | ₹27,24,989 | +0% |
| Year 10 (24 Apr 2020) | ₹30,25,000 | ₹30,24,989 | +0% |
Best year of the journey: Year 4 (+0% market move) · Toughest year: Year 8 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Liquid Fund - Institutional - Daily - Div's published NAV (source: AMFI) between 25 Apr 2010 and 24 Apr 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.