₹5,000 Monthly SIP in ICICI Prudential MIP - Dividend Monthly for 5 Years
If you had started a ₹5,000/month SIP on 27 May 2013 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential MIP - Dividend Monthly's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,08,221
25 May 2018
Absolute gain
+₹3,221
+1.1%
XIRR (annualised)
0.41%
money-weighted
The journey, month by month
Worst fall on the way
-4.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,74,042
Modelled at historical FD rates. The fund trailed FD by ₹65,821.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (26 May 2014) | ₹65,000 | ₹67,468 | +3.8% |
| Year 2 (25 May 2015) | ₹1,25,000 | ₹1,31,429 | +5.1% |
| Year 3 (25 May 2016) | ₹1,85,000 | ₹1,86,489 | +0.8% |
| Year 4 (25 May 2017) | ₹2,45,000 | ₹2,54,159 | +3.7% |
| Year 5 (25 May 2018) | ₹3,05,000 | ₹3,08,221 | +1.1% |
Best year of the journey: Year 1 (+3.8% market move) · Toughest year: Year 3 (-2.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other similar funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential MIP - Dividend Monthly's published NAV (source: AMFI) between 27 May 2013 and 25 May 2018; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.