₹1,000 Monthly SIP in ICICI Prudential MNC Fund for 5 Years
If you had started a ₹1,000/month SIP on 5 Jul 2021 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential MNC Fund's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹84,192
3 Jul 2026
Absolute gain
+₹23,192
+38%
XIRR (annualised)
13.02%
money-weighted
The journey, month by month
Worst fall on the way
-12.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,352
Modelled at historical FD rates. The fund beat FD by ₹12,840.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Jul 2022) | ₹13,000 | ₹12,733 | -2.1% |
| Year 2 (3 Jul 2023) | ₹25,000 | ₹28,416 | +13.7% |
| Year 3 (3 Jul 2024) | ₹37,000 | ₹53,038 | +43.3% |
| Year 4 (3 Jul 2025) | ₹49,000 | ₹65,339 | +33.3% |
| Year 5 (3 Jul 2026) | ₹61,000 | ₹84,192 | +38% |
Best year of the journey: Year 3 (+31.2% market move) · Toughest year: Year 1 (-2.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential MNC Fund's published NAV (source: AMFI) between 5 Jul 2021 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.