₹5,000 Monthly SIP in ICICI Prudential Money Market Fund Option - Monthly IDCW for 10 Years
If you had started a ₹5,000/month SIP on 16 Sept 2012 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Money Market Fund Option - Monthly IDCW's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹6,07,764
16 Sept 2022
Absolute gain
+₹2,764
+0.5%
XIRR (annualised)
0.09%
money-weighted
The journey, month by month
Worst fall on the way
-1.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹9,02,818
Modelled at historical FD rates. The fund trailed FD by ₹2,95,054.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2013) | ₹65,000 | ₹65,234 | +0.4% |
| Year 2 (16 Sept 2014) | ₹1,25,000 | ₹1,25,459 | +0.4% |
| Year 3 (16 Sept 2015) | ₹1,85,000 | ₹1,85,471 | +0.3% |
| Year 4 (16 Sept 2016) | ₹2,45,000 | ₹2,45,478 | +0.2% |
| Year 5 (17 Sept 2017) | ₹3,05,000 | ₹3,05,608 | +0.2% |
| Year 6 (17 Sept 2018) | ₹3,65,000 | ₹3,65,682 | +0.2% |
| Year 7 (16 Sept 2019) | ₹4,25,000 | ₹4,26,616 | +0.4% |
| Year 8 (16 Sept 2020) | ₹4,85,000 | ₹4,87,347 | +0.5% |
| Year 9 (16 Sept 2021) | ₹5,45,000 | ₹5,47,250 | +0.4% |
| Year 10 (16 Sept 2022) | ₹6,05,000 | ₹6,07,764 | +0.5% |
Best year of the journey: Year 1 (+0.4% market move) · Toughest year: Year 9 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Money Market funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Money Market Fund Option - Monthly IDCW's published NAV (source: AMFI) between 16 Sept 2012 and 16 Sept 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.