₹25,000 Monthly SIP in ICICI Prudential Multi-Asset Fund-Institutional Option - I for 10 Years
If you had started a ₹25,000/month SIP on 18 Jun 2008 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Multi-Asset Fund-Institutional Option - I's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹70,55,680
18 Jun 2018
Absolute gain
+₹40,30,680
+133.2%
XIRR (annualised)
16.13%
money-weighted
The journey, month by month
Worst fall on the way
-31.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹46,10,986
Modelled at historical FD rates. The fund beat FD by ₹24,44,694.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Jun 2009) | ₹3,25,000 | ₹3,92,035 | +20.6% |
| Year 2 (18 Jun 2010) | ₹6,25,000 | ₹9,19,479 | +47.1% |
| Year 3 (20 Jun 2011) | ₹9,25,000 | ₹12,60,902 | +36.3% |
| Year 4 (18 Jun 2012) | ₹12,25,000 | ₹15,57,922 | +27.2% |
| Year 5 (18 Jun 2013) | ₹15,25,000 | ₹20,12,780 | +32% |
| Year 6 (18 Jun 2014) | ₹18,25,000 | ₹34,68,596 | +90.1% |
| Year 7 (18 Jun 2015) | ₹21,25,000 | ₹41,43,833 | +95% |
| Year 8 (20 Jun 2016) | ₹24,25,000 | ₹45,78,874 | +88.8% |
| Year 9 (19 Jun 2017) | ₹27,25,000 | ₹61,03,643 | +124% |
| Year 10 (18 Jun 2018) | ₹30,25,000 | ₹70,55,680 | +133.2% |
Best year of the journey: Year 6 (+50% market move) · Toughest year: Year 4 (-0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Multi Asset Allocation funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Multi-Asset Fund-Institutional Option - I's published NAV (source: AMFI) between 18 Jun 2008 and 18 Jun 2018; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
