₹10,000 Monthly SIP in ICICI Prudential Nifty 50 ETF for 5 Years
If you had started a ₹10,000/month SIP on 30 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty 50 ETF's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹6,86,990
30 Sept 2026
Absolute gain
+₹76,990
+12.6%
XIRR (annualised)
4.63%
money-weighted
The journey, month by month
Worst fall on the way
-12.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,18,467
Modelled at historical FD rates. The fund trailed FD by ₹31,477.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2022) | ₹1,30,000 | ₹1,30,249 | +0.2% |
| Year 2 (3 Oct 2023) | ₹2,60,000 | ₹2,89,487 | +11.3% |
| Year 3 (30 Sept 2024) | ₹3,70,000 | ₹5,14,595 | +39.1% |
| Year 4 (30 Sept 2025) | ₹4,90,000 | ₹6,19,919 | +26.5% |
| Year 5 (30 Sept 2026) | ₹6,10,000 | ₹6,86,990 | +12.6% |
Best year of the journey: Year 3 (+28.8% market move) · Toughest year: Year 5 (-7.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty 50 ETF's published NAV (source: AMFI) between 30 Sept 2021 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.