₹10,000 Monthly SIP in ICICI Prudential Quant Fund Direct Plan Growth for 3 Years
If you had started a ₹10,000/month SIP on 9 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Quant Fund Direct Plan Growth's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹3,89,979
7 Oct 2026
Absolute gain
+₹19,979
+5.4%
XIRR (annualised)
3.5%
money-weighted
The journey, month by month
Worst fall on the way
-9.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,11,210
Modelled at historical FD rates. The fund trailed FD by ₹21,231.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2024) | ₹1,30,000 | ₹1,51,884 | +16.8% |
| Year 2 (7 Oct 2025) | ₹2,50,000 | ₹2,80,221 | +12.1% |
| Year 3 (7 Oct 2026) | ₹3,70,000 | ₹3,89,979 | +5.4% |
Best year of the journey: Year 1 (+16.8% market move) · Toughest year: Year 3 (-2.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Quant Fund Direct Plan Growth's published NAV (source: AMFI) between 9 Oct 2023 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.