₹5,000 Monthly SIP in ICICI Prudential Savings Fund Plan C for 5 Years
If you had started a ₹5,000/month SIP on 15 Jun 2010 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Savings Fund Plan C's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,79,685
15 Jun 2015
Absolute gain
+₹74,685
+24.5%
XIRR (annualised)
8.71%
money-weighted
The journey, month by month
Worst fall on the way
-0.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,77,258
Modelled at historical FD rates. The fund beat FD by ₹2,427.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (15 Jun 2011) | ₹65,000 | ₹67,564 | +3.9% |
| Year 2 (15 Jun 2012) | ₹1,25,000 | ₹1,36,474 | +9.2% |
| Year 3 (17 Jun 2013) | ₹1,85,000 | ₹2,11,260 | +14.2% |
| Year 4 (16 Jun 2014) | ₹2,45,000 | ₹2,92,488 | +19.4% |
| Year 5 (15 Jun 2015) | ₹3,05,000 | ₹3,79,685 | +24.5% |
Best year of the journey: Year 4 (+7.8% market move) · Toughest year: Year 1 (3.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Savings Fund Plan C's published NAV (source: AMFI) between 15 Jun 2010 and 15 Jun 2015; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.