₹1,000 Monthly SIP in ICICI Prudential Smallcap Fund - Institutional Growth for 5 Years
If you had started a ₹1,000/month SIP on 24 Apr 2015 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Smallcap Fund - Institutional Growth's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹48,969
24 Apr 2020
Absolute gain
₹-12,031
-19.7%
XIRR (annualised)
-8.53%
money-weighted
The journey, month by month
Worst fall on the way
-39.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹72,915
Modelled at historical FD rates. The fund trailed FD by ₹23,946.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Apr 2016) | ₹13,000 | ₹12,554 | -3.4% |
| Year 2 (24 Apr 2017) | ₹25,000 | ₹30,524 | +22.1% |
| Year 3 (24 Apr 2018) | ₹37,000 | ₹47,234 | +27.7% |
| Year 4 (24 Apr 2019) | ₹49,000 | ₹52,895 | +7.9% |
| Year 5 (24 Apr 2020) | ₹61,000 | ₹48,969 | -19.7% |
Best year of the journey: Year 2 (+24.3% market move) · Toughest year: Year 5 (-24.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Small Cap funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Smallcap Fund - Institutional Growth's published NAV (source: AMFI) between 24 Apr 2015 and 24 Apr 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.