₹10,000 Monthly SIP in ICICI Prudential Smallcap Fund - Institutional Growth for 3 Years
If you had started a ₹10,000/month SIP on 24 Apr 2017 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Smallcap Fund - Institutional Growth's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹2,72,563
24 Apr 2020
Absolute gain
₹-97,437
-26.3%
XIRR (annualised)
-18.67%
money-weighted
The journey, month by month
Worst fall on the way
-38.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,09,937
Modelled at historical FD rates. The fund trailed FD by ₹1,37,374.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (24 Apr 2018) | ₹1,30,000 | ₹1,36,930 | +5.3% |
| Year 2 (24 Apr 2019) | ₹2,50,000 | ₹2,39,995 | -4% |
| Year 3 (24 Apr 2020) | ₹3,70,000 | ₹2,72,563 | -26.3% |
Best year of the journey: Year 1 (+5.3% market move) · Toughest year: Year 3 (-24.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Small Cap funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Smallcap Fund - Institutional Growth's published NAV (source: AMFI) between 24 Apr 2017 and 24 Apr 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.