₹5,000 Monthly SIP in Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment) for 5 Years
If you had started a ₹5,000/month SIP on 27 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment)'s actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,06,354
27 Sept 2026
Absolute gain
+₹1,354
+0.4%
XIRR (annualised)
0.17%
money-weighted
The journey, month by month
Worst fall on the way
-0.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,59,072
Modelled at historical FD rates. The fund trailed FD by ₹52,718.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Sept 2022) | ₹65,000 | ₹65,216 | +0.3% |
| Year 2 (27 Sept 2023) | ₹1,25,000 | ₹1,25,578 | +0.5% |
| Year 3 (27 Sept 2024) | ₹1,85,000 | ₹1,84,894 | -0.1% |
| Year 4 (28 Sept 2025) | ₹2,45,000 | ₹2,45,980 | +0.4% |
| Year 5 (27 Sept 2026) | ₹3,05,000 | ₹3,06,354 | +0.4% |
Best year of the journey: Year 4 (+0.4% market move) · Toughest year: Year 3 (-0.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment)'s published NAV (source: AMFI) between 27 Sept 2021 and 27 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.