₹10,000 Monthly SIP in Invesco India Money Market Fund - Discretionary IDCW (Payout / Reinvestment) for 3 Years
If you had started a ₹10,000/month SIP on 3 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Money Market Fund - Discretionary IDCW (Payout / Reinvestment)'s actual NAV for all 36 installments.
You invested
₹3,60,000
36 installments
Value today
₹3,98,523
30 Sept 2026
Absolute gain
+₹38,523
+10.7%
XIRR (annualised)
6.76%
money-weighted
The journey, month by month
Worst fall on the way
-0.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,00,534
Modelled at historical FD rates. The fund trailed FD by ₹2,011.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2024) | ₹1,20,000 | ₹1,24,759 | +4% |
| Year 2 (30 Sept 2025) | ₹2,40,000 | ₹2,58,617 | +7.8% |
| Year 3 (30 Sept 2026) | ₹3,40,000 | ₹3,78,226 | +11.2% |
Best year of the journey: Year 2 (+5.7% market move) · Toughest year: Year 1 (4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Money Market funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Money Market Fund - Discretionary IDCW (Payout / Reinvestment)'s published NAV (source: AMFI) between 3 Oct 2023 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.