₹2,000 Monthly SIP in JM Liquid Fund (Regular) - Super Institutional Plan for 15 Years
If you had started a ₹2,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using JM Liquid Fund (Regular) - Super Institutional Plan's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹5,98,063
18 Aug 2026
Absolute gain
+₹2,36,063
+65.2%
XIRR (annualised)
6.37%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,73,739
Modelled at historical FD rates. The fund trailed FD by ₹75,676.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2012) | ₹26,000 | ₹27,405 | +5.4% |
| Year 2 (18 Aug 2013) | ₹50,000 | ₹54,845 | +9.7% |
| Year 3 (18 Aug 2014) | ₹74,000 | ₹85,238 | +15.2% |
| Year 4 (18 Aug 2015) | ₹98,000 | ₹1,17,787 | +20.2% |
| Year 5 (18 Aug 2016) | ₹1,22,000 | ₹1,52,267 | +24.8% |
| Year 6 (18 Aug 2017) | ₹1,46,000 | ₹1,87,615 | +28.5% |
| Year 7 (18 Aug 2018) | ₹1,70,000 | ₹2,25,656 | +32.7% |
| Year 8 (18 Aug 2019) | ₹1,94,000 | ₹2,67,186 | +37.7% |
| Year 9 (18 Aug 2020) | ₹2,18,000 | ₹3,04,672 | +39.8% |
| Year 10 (18 Aug 2021) | ₹2,42,000 | ₹3,38,855 | +40% |
| Year 11 (18 Aug 2022) | ₹2,66,000 | ₹3,76,198 | +41.4% |
| Year 12 (18 Aug 2023) | ₹2,90,000 | ₹4,25,765 | +46.8% |
| Year 13 (18 Aug 2024) | ₹3,14,000 | ₹4,81,557 | +53.4% |
| Year 14 (18 Aug 2025) | ₹3,38,000 | ₹5,39,529 | +59.6% |
| Year 15 (18 Aug 2026) | ₹3,62,000 | ₹5,98,063 | +65.2% |
Best year of the journey: Year 3 (+8.1% market move) · Toughest year: Year 10 (3.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using JM Liquid Fund (Regular) - Super Institutional Plan's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.