₹2,000 Monthly SIP in JM Liquid Fund (Regular) - Weekly IDCW for 20 Years
If you had started a ₹2,000/month SIP on 8 Oct 2006 and never stopped — through every crash and rally — here is exactly what happened, using JM Liquid Fund (Regular) - Weekly IDCW's actual NAV for all 241 installments.
You invested
₹4,82,000
241 installments
Value today
₹4,86,453
7 Oct 2026
Absolute gain
+₹4,453
+0.9%
XIRR (annualised)
0.09%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹11,41,735
Modelled at historical FD rates. The fund trailed FD by ₹6,55,282.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2007) | ₹26,000 | ₹26,133 | +0.5% |
| Year 2 (7 Oct 2008) | ₹50,000 | ₹50,556 | +1.1% |
| Year 3 (7 Oct 2009) | ₹74,000 | ₹75,086 | +1.5% |
| Year 4 (7 Oct 2010) | ₹98,000 | ₹99,673 | +1.7% |
| Year 5 (7 Oct 2011) | ₹1,22,000 | ₹1,25,017 | +2.5% |
| Year 6 (7 Oct 2012) | ₹1,46,000 | ₹1,50,740 | +3.2% |
| Year 7 (7 Oct 2013) | ₹1,70,000 | ₹1,74,841 | +2.8% |
| Year 8 (7 Oct 2014) | ₹1,94,000 | ₹1,98,527 | +2.3% |
| Year 9 (7 Oct 2015) | ₹2,18,000 | ₹2,22,554 | +2.1% |
| Year 10 (7 Oct 2016) | ₹2,42,000 | ₹2,46,628 | +1.9% |
| Year 11 (8 Oct 2017) | ₹2,66,000 | ₹2,70,710 | +1.8% |
| Year 12 (7 Oct 2018) | ₹2,90,000 | ₹2,94,770 | +1.6% |
| Year 13 (7 Oct 2019) | ₹3,14,000 | ₹3,18,762 | +1.5% |
| Year 14 (7 Oct 2020) | ₹3,38,000 | ₹3,42,468 | +1.3% |
| Year 15 (7 Oct 2021) | ₹3,62,000 | ₹3,66,497 | +1.2% |
| Year 16 (7 Oct 2022) | ₹3,86,000 | ₹3,90,581 | +1.2% |
| Year 17 (8 Oct 2023) | ₹4,10,000 | ₹4,14,789 | +1.2% |
| Year 18 (7 Oct 2024) | ₹4,34,000 | ₹4,38,906 | +1.1% |
| Year 19 (7 Oct 2025) | ₹4,58,000 | ₹4,62,375 | +1% |
| Year 20 (7 Oct 2026) | ₹4,82,000 | ₹4,86,453 | +0.9% |
Best year of the journey: Year 6 (+1.2% market move) · Toughest year: Year 8 (-0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using JM Liquid Fund (Regular) - Weekly IDCW's published NAV (source: AMFI) between 8 Oct 2006 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.