₹2,000 Monthly SIP in Kotak BSE Sensex ETF for 15 Years
If you had started a ₹2,000/month SIP on 29 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Kotak BSE Sensex ETF's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹8,26,246
29 Sept 2026
Absolute gain
+₹4,64,246
+128.2%
XIRR (annualised)
10.22%
money-weighted
The journey, month by month
Worst fall on the way
-37.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,73,859
Modelled at historical FD rates. The fund beat FD by ₹1,52,387.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹28,000 | ₹31,216 | +11.5% |
| Year 2 (30 Sept 2013) | ₹50,000 | ₹53,166 | +6.3% |
| Year 3 (29 Sept 2014) | ₹74,000 | ₹1,02,421 | +38.4% |
| Year 4 (29 Sept 2015) | ₹98,000 | ₹1,20,520 | +23% |
| Year 5 (29 Sept 2016) | ₹1,22,000 | ₹1,57,458 | +29.1% |
| Year 6 (29 Sept 2017) | ₹1,46,000 | ₹1,99,790 | +36.8% |
| Year 7 (1 Oct 2018) | ₹1,72,000 | ₹2,62,703 | +52.7% |
| Year 8 (30 Sept 2019) | ₹1,94,000 | ₹3,04,002 | +56.7% |
| Year 9 (29 Sept 2020) | ₹2,18,000 | ₹3,25,993 | +49.5% |
| Year 10 (29 Sept 2021) | ₹2,42,000 | ₹5,43,520 | +124.6% |
| Year 11 (29 Sept 2022) | ₹2,66,000 | ₹5,44,970 | +104.9% |
| Year 12 (29 Sept 2023) | ₹2,90,000 | ₹6,68,349 | +130.5% |
| Year 13 (30 Sept 2024) | ₹3,14,000 | ₹8,91,759 | +184% |
| Year 14 (29 Sept 2025) | ₹3,38,000 | ₹8,83,299 | +161.3% |
| Year 15 (29 Sept 2026) | ₹3,62,000 | ₹8,26,246 | +128.2% |
Best year of the journey: Year 10 (+55.3% market move) · Toughest year: Year 15 (-8.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Kotak BSE Sensex ETF's published NAV (source: AMFI) between 29 Sept 2011 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.