₹2,000 Monthly SIP in Kotak World Gold Fund - Standard Plan for 3 Years
If you had started a ₹2,000/month SIP on 27 Feb 2017 and never stopped — through every crash and rally — here is exactly what happened, using Kotak World Gold Fund - Standard Plan's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹94,413
25 Feb 2020
Absolute gain
+₹20,413
+27.6%
XIRR (annualised)
16.2%
money-weighted
The journey, month by month
Worst fall on the way
-14%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹81,996
Modelled at historical FD rates. The fund beat FD by ₹12,417.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (26 Feb 2018) | ₹26,000 | ₹24,353 | -6.3% |
| Year 2 (25 Feb 2019) | ₹50,000 | ₹49,452 | -1.1% |
| Year 3 (25 Feb 2020) | ₹74,000 | ₹94,413 | +27.6% |
Best year of the journey: Year 3 (+28.5% market move) · Toughest year: Year 1 (-6.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Fund of Funds funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Kotak World Gold Fund - Standard Plan's published NAV (source: AMFI) between 27 Feb 2017 and 25 Feb 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.