₹5,000 Monthly SIP in Mahindra Manulife Large & Mid Cap Fund for 3 Years
If you had started a ₹5,000/month SIP on 3 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using Mahindra Manulife Large & Mid Cap Fund's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹1,95,664
1 Oct 2026
Absolute gain
+₹10,664
+5.8%
XIRR (annualised)
3.78%
money-weighted
The journey, month by month
Worst fall on the way
-10.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,05,385
Modelled at historical FD rates. The fund trailed FD by ₹9,721.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2024) | ₹65,000 | ₹76,295 | +17.4% |
| Year 2 (1 Oct 2025) | ₹1,25,000 | ₹1,33,229 | +6.6% |
| Year 3 (1 Oct 2026) | ₹1,85,000 | ₹1,95,664 | +5.8% |
Best year of the journey: Year 1 (+17.4% market move) · Toughest year: Year 2 (-2.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mahindra Manulife Large & Mid Cap Fund's published NAV (source: AMFI) between 3 Oct 2023 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.