₹25,000 Monthly SIP in Mirae Asset Dynamic Bond Fund Regular IDCW for 10 Years
If you had started a ₹25,000/month SIP on 27 Mar 2017 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Dynamic Bond Fund Regular IDCW's actual NAV for all 115 installments.
You invested
₹28,75,000
115 installments
Value today
₹37,69,705
18 Sept 2026
Absolute gain
+₹8,94,705
+31.1%
XIRR (annualised)
5.57%
money-weighted
The journey, month by month
Worst fall on the way
-2.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹39,21,350
Modelled at historical FD rates. The fund trailed FD by ₹1,51,645.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹1,75,000 | ₹1,77,341 | +1.3% |
| Year 2 (18 Sept 2018) | ₹4,75,000 | ₹4,79,151 | +0.9% |
| Year 3 (18 Sept 2019) | ₹7,75,000 | ₹8,65,443 | +11.7% |
| Year 4 (18 Sept 2020) | ₹10,75,000 | ₹12,65,542 | +17.7% |
| Year 5 (20 Sept 2021) | ₹13,75,000 | ₹16,20,143 | +17.8% |
| Year 6 (19 Sept 2022) | ₹16,75,000 | ₹19,21,911 | +14.7% |
| Year 7 (18 Sept 2023) | ₹19,75,000 | ₹23,43,814 | +18.7% |
| Year 8 (19 Sept 2024) | ₹22,75,000 | ₹28,18,512 | +23.9% |
| Year 9 (18 Sept 2025) | ₹25,75,000 | ₹33,32,306 | +29.4% |
| Year 10 (18 Sept 2026) | ₹28,75,000 | ₹37,69,705 | +31.1% |
Best year of the journey: Year 3 (+11.1% market move) · Toughest year: Year 6 (0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Bond funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Dynamic Bond Fund Regular IDCW's published NAV (source: AMFI) between 27 Mar 2017 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.