₹1,000 Monthly SIP in Mirae Asset Focused Fund Direct IDCW for 5 Years
If you had started a ₹1,000/month SIP on 29 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Focused Fund Direct IDCW's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹68,270
29 Sept 2026
Absolute gain
+₹7,270
+11.9%
XIRR (annualised)
4.4%
money-weighted
The journey, month by month
Worst fall on the way
-16.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,818
Modelled at historical FD rates. The fund trailed FD by ₹3,548.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2022) | ₹13,000 | ₹12,310 | -5.3% |
| Year 2 (29 Sept 2023) | ₹25,000 | ₹27,443 | +9.8% |
| Year 3 (30 Sept 2024) | ₹37,000 | ₹46,534 | +25.8% |
| Year 4 (30 Sept 2025) | ₹49,000 | ₹57,504 | +17.4% |
| Year 5 (29 Sept 2026) | ₹59,000 | ₹66,231 | +12.3% |
Best year of the journey: Year 3 (+18% market move) · Toughest year: Year 1 (-5.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Focused Fund Direct IDCW's published NAV (source: AMFI) between 29 Sept 2021 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.