₹25,000 Monthly SIP in Mirae Asset Healthcare Fund Direct Growth for 5 Years
If you had started a ₹25,000/month SIP on 1 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Healthcare Fund Direct Growth's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹25,02,727
1 Oct 2026
Absolute gain
+₹9,77,727
+64.1%
XIRR (annualised)
20.18%
money-weighted
The journey, month by month
Worst fall on the way
-14.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,88,943
Modelled at historical FD rates. The fund beat FD by ₹7,13,784.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2022) | ₹3,25,000 | ₹3,26,569 | +0.5% |
| Year 2 (3 Oct 2023) | ₹6,25,000 | ₹7,42,255 | +18.8% |
| Year 3 (1 Oct 2024) | ₹9,25,000 | ₹15,14,401 | +63.7% |
| Year 4 (1 Oct 2025) | ₹12,25,000 | ₹18,02,535 | +47.1% |
| Year 5 (1 Oct 2026) | ₹15,25,000 | ₹25,02,727 | +64.1% |
Best year of the journey: Year 3 (+45.3% market move) · Toughest year: Year 4 (-0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Healthcare Fund Direct Growth's published NAV (source: AMFI) between 1 Oct 2021 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.