₹5,000 Monthly SIP in Mirae Asset Healthcare Fund Direct IDCW for 3 Years
If you had started a ₹5,000/month SIP on 25 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Healthcare Fund Direct IDCW's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹2,21,355
23 Sept 2026
Absolute gain
+₹36,355
+19.7%
XIRR (annualised)
11.9%
money-weighted
The journey, month by month
Worst fall on the way
-16%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,06,135
Modelled at historical FD rates. The fund beat FD by ₹15,220.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2024) | ₹65,000 | ₹81,943 | +26.1% |
| Year 2 (23 Sept 2025) | ₹1,25,000 | ₹1,37,007 | +9.6% |
| Year 3 (23 Sept 2026) | ₹1,75,000 | ₹2,10,521 | +20.3% |
Best year of the journey: Year 1 (+26.1% market move) · Toughest year: Year 2 (-3.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Healthcare Fund Direct IDCW's published NAV (source: AMFI) between 25 Sept 2023 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.