₹10,000 Monthly SIP in Mirae Asset Healthcare Fund Regular IDCW for 5 Years
If you had started a ₹10,000/month SIP on 8 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Healthcare Fund Regular IDCW's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,68,816
8 Sept 2026
Absolute gain
+₹1,58,816
+26%
XIRR (annualised)
9.27%
money-weighted
The journey, month by month
Worst fall on the way
-16.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,15,586
Modelled at historical FD rates. The fund beat FD by ₹53,230.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (8 Sept 2022) | ₹1,30,000 | ₹1,21,840 | -6.3% |
| Year 2 (8 Sept 2023) | ₹2,50,000 | ₹2,53,885 | +1.6% |
| Year 3 (9 Sept 2024) | ₹3,70,000 | ₹4,93,809 | +33.5% |
| Year 4 (8 Sept 2025) | ₹4,90,000 | ₹5,76,499 | +17.7% |
| Year 5 (8 Sept 2026) | ₹5,90,000 | ₹7,47,441 | +26.7% |
Best year of the journey: Year 3 (+32.1% market move) · Toughest year: Year 1 (-6.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Healthcare Fund Regular IDCW's published NAV (source: AMFI) between 8 Sept 2021 and 8 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.