₹1,000 Monthly SIP in Mirae Asset Large Cap Fund for 5 Years
If you had started a ₹1,000/month SIP on 22 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹73,909
22 Sept 2026
Absolute gain
+₹12,909
+21.2%
XIRR (annualised)
7.56%
money-weighted
The journey, month by month
Worst fall on the way
-13.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,747
Modelled at historical FD rates. The fund beat FD by ₹2,162.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (22 Sept 2022) | ₹13,000 | ₹13,357 | +2.7% |
| Year 2 (22 Sept 2023) | ₹25,000 | ₹28,085 | +12.3% |
| Year 3 (23 Sept 2024) | ₹37,000 | ₹52,053 | +40.7% |
| Year 4 (22 Sept 2025) | ₹49,000 | ₹64,376 | +31.4% |
| Year 5 (22 Sept 2026) | ₹61,000 | ₹73,909 | +21.2% |
Best year of the journey: Year 3 (+29.9% market move) · Toughest year: Year 5 (-3.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund's published NAV (source: AMFI) between 22 Sept 2021 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.