₹25,000 Monthly SIP in Mirae Asset Large Cap Fund for 10 Years
If you had started a ₹25,000/month SIP on 22 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹55,51,322
22 Sept 2026
Absolute gain
+₹25,26,322
+83.5%
XIRR (annualised)
11.63%
money-weighted
The journey, month by month
Worst fall on the way
-35.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,11,903
Modelled at historical FD rates. The fund beat FD by ₹13,39,419.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (22 Sept 2017) | ₹3,25,000 | ₹3,72,347 | +14.6% |
| Year 2 (24 Sept 2018) | ₹6,25,000 | ₹7,06,423 | +13% |
| Year 3 (23 Sept 2019) | ₹9,25,000 | ₹10,87,326 | +17.5% |
| Year 4 (22 Sept 2020) | ₹12,25,000 | ₹13,97,258 | +14.1% |
| Year 5 (22 Sept 2021) | ₹15,25,000 | ₹25,79,371 | +69.1% |
| Year 6 (22 Sept 2022) | ₹18,25,000 | ₹29,03,349 | +59.1% |
| Year 7 (22 Sept 2023) | ₹21,25,000 | ₹35,89,743 | +68.9% |
| Year 8 (23 Sept 2024) | ₹24,25,000 | ₹51,70,178 | +113.2% |
| Year 9 (22 Sept 2025) | ₹27,25,000 | ₹54,47,016 | +99.9% |
| Year 10 (22 Sept 2026) | ₹30,25,000 | ₹55,51,322 | +83.5% |
Best year of the journey: Year 5 (+52% market move) · Toughest year: Year 10 (-3.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund's published NAV (source: AMFI) between 22 Sept 2016 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
