₹10,000 Monthly SIP in Mirae Asset Nifty 50 ETF for 5 Years
If you had started a ₹10,000/month SIP on 23 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Nifty 50 ETF's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,11,508
23 Sept 2026
Absolute gain
+₹1,01,508
+16.6%
XIRR (annualised)
6.05%
money-weighted
The journey, month by month
Worst fall on the way
-12.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,17,600
Modelled at historical FD rates. The fund trailed FD by ₹6,092.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2022) | ₹1,30,000 | ₹1,31,894 | +1.5% |
| Year 2 (25 Sept 2023) | ₹2,50,000 | ₹2,81,370 | +12.5% |
| Year 3 (23 Sept 2024) | ₹3,70,000 | ₹5,16,784 | +39.7% |
| Year 4 (23 Sept 2025) | ₹4,90,000 | ₹6,33,526 | +29.3% |
| Year 5 (23 Sept 2026) | ₹6,10,000 | ₹7,11,508 | +16.6% |
Best year of the journey: Year 3 (+28.8% market move) · Toughest year: Year 5 (-5.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Nifty 50 ETF's published NAV (source: AMFI) between 23 Sept 2021 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.