₹10,000 Monthly SIP in Mirae Asset Nifty Financial Services ETF for 5 Years
If you had started a ₹10,000/month SIP on 15 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Nifty Financial Services ETF's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,39,283
15 Sept 2026
Absolute gain
+₹1,29,283
+21.2%
XIRR (annualised)
7.62%
money-weighted
The journey, month by month
Worst fall on the way
-16.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,16,611
Modelled at historical FD rates. The fund beat FD by ₹22,672.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (15 Sept 2022) | ₹1,30,000 | ₹1,39,830 | +7.6% |
| Year 2 (15 Sept 2023) | ₹2,50,000 | ₹2,86,365 | +14.5% |
| Year 3 (16 Sept 2024) | ₹3,70,000 | ₹4,72,627 | +27.7% |
| Year 4 (15 Sept 2025) | ₹4,90,000 | ₹6,52,952 | +33.3% |
| Year 5 (15 Sept 2026) | ₹6,10,000 | ₹7,39,283 | +21.2% |
Best year of the journey: Year 3 (+16.3% market move) · Toughest year: Year 5 (-4.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Nifty Financial Services ETF's published NAV (source: AMFI) between 15 Sept 2021 and 15 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.