₹5,000 Monthly SIP in NIPPON INDIA CONSUMPTION FUND for 3 Years
If you had started a ₹5,000/month SIP on 3 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA CONSUMPTION FUND's actual NAV for all 36 installments.
You invested
₹1,80,000
36 installments
Value today
₹1,80,755
30 Sept 2026
Absolute gain
+₹755
+0.4%
XIRR (annualised)
0.27%
money-weighted
The journey, month by month
Worst fall on the way
-11.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,00,348
Modelled at historical FD rates. The fund trailed FD by ₹19,593.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2024) | ₹60,000 | ₹77,160 | +28.6% |
| Year 2 (30 Sept 2025) | ₹1,20,000 | ₹1,33,441 | +11.2% |
| Year 3 (30 Sept 2026) | ₹1,80,000 | ₹1,80,755 | +0.4% |
Best year of the journey: Year 1 (+28.6% market move) · Toughest year: Year 3 (-6.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA CONSUMPTION FUND's published NAV (source: AMFI) between 3 Oct 2023 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.